A budget you can tick off
Rent paid? Tick it. Each category shows what’s left, and overspending shows up before the month ends.
Rent3,000 DH
Groceries800 DH
Dining out300 DH
Transport90 DH
MAD · EUR · USDSalary-first money management
Your salary, planned before it’s spent.
Pocketa turns your pay, bills, debts and savings into one clear monthly plan, with Nova, an AI finance coach that knows your real numbers.
Free · Set up in 3 minutes · No bank connection needed
The real Pocketa dashboard, shown with a sample account.
The monthly plan
Every payday, every dirham gets a job.
Enter your salary once. Pocketa splits it across bills, everyday spending, debt payments and savings, and keeps the plan true as you log what you spend.
Salary + freelance this month12,500 DH
- Bills3,570 DH29%
- Everyday spending2,550 DH20%
- Debt payments3,000 DH24%
- Saved3,380 DH27%
01Bonuses land in the right month
Monthly or yearly, each bonus counts when it’s paid, not spread thin.
02Debts on your terms
Pay every debt monthly, or give each its own amount or payoff date.
03Savings that stack
Each month adds to an all-time total you can correct anytime.
Everything in one place
Built around how salaries really work.
Debt with a finish line
See the month you’ll be debt-free, the order to pay, and the interest a little extra saves.
Debt-freeApr 2028Interest saved438 DH
Savings that add up
Monthly savings stack into an all-time total, with a goal line to aim for.
28,660 DHGoal 60,000 DH
An accountant’s journal, every month
A clean double-entry report of the month. Download it as PDF or CSV in one click.
PDFJournal · October
DebitCreditSalary12,500 DHRent3,000 DHGroceries800 DHSavings3,380 DH
BalancedBonuses and side income
Yearly bonuses, freelance work and extra income, each counted in the right month.
Year-end bonusYearly · December+8,000 DH
Freelance designMonthly+1,500 DH
Your language, your currency
English, French or Arabic (right to left), in dirhams, euros or dollars.
Meet Nova
A finance coach that knows your numbers.
Nova reads your salary, budget, debts and savings, and answers in a few clear lines. When it needs more to advise you well, it asks.
- Adapts to your goals: save more, spend reasonably, clear debt, grow income
- Pick its style: gentle, balanced or direct
- Runs on your own Groq key, stored encrypted
NovaOnline
Can I afford a 9,000 DH trip next summer?
Yes. Set aside 1,000 DH a month from November and you still save 2,380 DH a month. When do you want to leave?
Early August.
Then 9 months at 1,000 DH covers it exactly. Want me to track it as a goal?
How it works
Set up in three minutes.
- 1Create your account
Email and password. Pick your language and currency.
- 2Add salary and expenses
Start from ready-made categories. Switch off what you don’t need, add your own.
- 3Connect Nova
Paste a free Groq API key and Nova starts coaching. Optional.
Privacy & security
Your money data stays yours.
- Encrypted AI keyYour Groq key is encrypted with AES-256 on the server and never sent back to your browser.
- Locked to your accountRow-level security on every table: only you can read your records.
- No bank access, no adsYou enter what you choose. Nothing is linked to your bank and nothing is sold.
Questions
Good to know
Is Pocketa free?
Yes. Pocketa is free. Nova uses your own Groq API key, and Groq has a free tier.
Do I need to connect my bank?
No. You enter your salary and expenses yourself and tick bills as paid. Nothing is linked to your bank.
Which currencies and languages are supported?
Moroccan dirham, euro and US dollar, in English, French and Arabic.
What is a Groq API key?
A personal key from groq.com that lets Nova use a fast AI model. Setup shows you how to get one in about a minute.
Can I use it on my phone?
Yes. Pocketa works in any modern browser, and you can install it like an app from Settings.
Start your next payday with a plan.
Free account. Three minutes to set up.